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Thought Leadership in Action

The Rising Cost of Health Insurance

It is becoming more and more difficult for Americans to afford employer-sponsored health coverage. Some individuals are taking drastic measures to afford health care, even to the point of turning down employer-sponsored care. For 2019, premiums increased by an average of 4% for individuals and 5% for family plans. Workers’ wages, on the other hand, only increased by 3.4%. There’s a multi...

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Vaping: The Good, the Bad and the Ugly

With flavors like black pepper, crab legs and “stoned smurf,” “vaping” of electronic cigarettes has attracted a following of curious and adventurous youths. These devices and flavors might have initially seemed harmless, but the numbers show that vaping among teenagers has increased at an alarming rate. In fact, in 2018, 1 in 10 eighth-graders reported having vaped nicotine in the previo...

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The Hard-Seltzer Craze: Is It Really Healthier Than Other Alcoholic Beverages?

It’s the summer of seltzer. Gone are the days of frosé and boozy popsicles, fads from recent years; instead in 2019 “hard seltzer” is fizzing, and it may be here to stay. UBS projects hard seltzer could be a $2.5 billion beverage category by 2021. So what’s behind the drink’s popularity? Hard seltzer typically consists of just a few ingredients, like carbonated water, alcohol and flavori...

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